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A destination tag, memo, or message is an additional address identifier in numeric or text form. It is commonly used to specify the recipient of transfers for assets like XRP, XLM, TON, and ATOM on centralized exchanges.

However, when transferring these coins from an exchange to your CoolWallet, you do not need to provide a destination tag, memo, or message. Since you are sending cryptocurrency to a non-custodial wallet like CoolWallet, any funds sent will automatically be credited to your wallet without requiring additional identifiers.