Fiat Deposit

Turn fiat into crypto, instantly store it right into CoolWallet.
With a simple bank transfer, you can exchange USD or EUR into crypto and have it instantly secured in your cold wallet.

Benefits of Fiat Deposit with CoolWallet

Direct to Cold Wallet
Convert USD/EUR to crypto via bank transfer, delivered straight to your CoolWallet.

Fast & Convenient
Eligible transfers settle in as little as 20 minutes.

Secure & Compliant
Processed through regulated partners, funds stay safe in self-custody.

Simple Setup
Open a free USD/EUR bank account, transfer, and receive crypto instantly.

How to Receive Crypto Directly by Bank Transfer

With Fiat Deposit on CoolWallet, funds move directly from your bank to your cold wallet.
Learn how to convert USD or EUR to crypto with a simple bank transfer now!

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Stay Cool and Safe with Enhanced Security

Strategic Partner

Bridge is a U.S. fintech company focused on compliant fiat-to-crypto conversion solutions. It was acquired by Stripe in 2024. Bridge operates in multiple countries, adheres to international financial regulations, and provides secure and transparent payment infrastructure for individuals and businesses.

Through CoolWallet’s integration with Bridge, you can convert USD and EUR to crypto via a rigorously vetted, compliant channel that helps keep your funds safe.

FAQs

Which cryptocurrencies are supported?

We currently support major stablecoins on multiple networks, including Ethereum, Polygon, Solana, Tron, Arbitrum, Avalanche C-Chain, Base, and Optimism. BTC and ETH support is coming soon.

Are the Bridge bank accounts real bank accounts?

Yes. Bridge provides real bank accounts through regulated partner banks:

  • USD accounts: Lead bank
  • EUR accounts (virtual IBAN): Modulr Finance, Ireland Branch

Unlike traditional bank accounts, these are virtual accounts intended for quick conversion. Funds are not intended to be held long term. After arrival, they are converted to crypto and sent to your wallet.

Are my funds held at Bridge’s bank account?

No. Once funds are credited, they are converted according to your settings and sent to your CoolWallet wallet. Transfers that arrive on a bank holiday are processed on the next business day.

Does CoolWallet keep or review my data?

No. KYC and transaction processing are handled by Bridge. CoolWallet does not access or store your personal data.